A New York man who served as caretaker for his elderly neighbor has admitted to stealing nearly $142,000 in pension payments that kept flowing after the neighbor died.

Danilo Pesce, 60, of Pelham pleaded guilty to fourth-degree grand larceny in Albany County Court, New York Attorney General Letitia James says.

The neighbor, Jack Lee Morgan, was a retired Pelham school district teacher who collected a pension from the New York State Teachers’ Retirement System.

Morgan died in 2020 with no living beneficiary, so the payments should have stopped.

But nobody told the retirement system about the death, and it kept sending $3,497 a month into Morgan’s bank account.

While working as Morgan’s caretaker, Pesce had been added to the bank account and to the deed of Morgan’s Pelham home.

Starting on March 17th, 2020, less than a month after Morgan died, Pesce regularly pulled money out of the account, the attorney general’s office says.

He used the cash on upkeep and renovations at Morgan’s home, where he and his wife were living part-time.

In total, Pesce took $141,968.

He has paid $147,000 back to the retirement system, which includes $6,000 in interest.

Says James,

“Danilo Pesce took advantage of the retirement system that thousands of hard-working New York teachers rely on… This heartless theft should serve as a reminder that my office will not tolerate anyone who breaks the law to steal from their neighbors.”

Pesce was arrested on July 30th of this year.

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The post New York Man Steals $141,968 in Pension Payments Meant for Deceased Elderly Neighbor for Over Three Years appeared first on The Daily Hodl.

A Connecticut woman has lost over $7,000 after scammers spoofed her credit union’s real phone number and talked her into sending her savings through Apple Cash.

The 45-year-old Windsor resident, who asked not to be named, says the caller claimed to work in the fraud department at 360 Federal Credit Union, reports NBC Connecticut.

She says her caller ID showed the credit union’s name, and the caller told her that her banking information had been compromised and her accounts needed to be secured.

Because her credit union is small, she says the fact that he knew where she banked made him seem like someone trying to help.

The report says that over a weekend in August, she sent more than $7,000 through Apple Cash to an unknown account, believing she was following her credit union’s instructions.

A fraud warning appeared while she was making the payment, but she says the caller told her the alert was a good sign.

“He goes, ‘Good, good. That’s what we want to see. We’re locking everything down.'”

By the following Monday, her account balance had gone negative.

Says the woman,

“All of a sudden it’s just like, whoa, where’s my money?… This person was very calculated. This definitely was not their first time at all.”

360 Federal Credit Union says it has found no sign that the transaction came from a breach of its systems.

She reached out to Apple and Green Dot Bank, which provides Apple Cash services, but has not been able to recover the money.

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The post Scammers Spoof Financial Institution’s Real Phone Number, Drain $7,000+ From Connecticut Woman’s Account Through Apple Cash: Report appeared first on The Daily Hodl.

Crypto exchange giant Binance and prediction markets platform Polymarket want the Polygon (POL) network to move about 70 million tokens out of the hands of the hackers who stole them late last month.

The two firms have filed a Polygon Improvement Proposal for a one-time hard fork that would set the POL balances in five attacker-controlled addresses to zero and credit the same amounts to recovery wallets the companies control, the proposal says.

The five addresses hold about 70.49 million POL, worth roughly $6.5 million at the October 29th price used in the proposal.

About 23.86 million POL sits in four addresses tied to the Polymarket hack on October 29th, while about 46.63 million POL sits in one address tied to the Binance hack that hit late the same day.

Polygon’s block producers have already added the addresses to a block list, so the funds cannot move.

But the companies say that is only a stopgap.

“The funds cannot move, but nothing in the current setup lets them be returned either.”

The proposal says the attacker has kept trying to get the funds out, including by offering validators cash to help unblock a transaction.

The fork would leave Polygon’s total supply unchanged.

It would only go live after approval through Polygon’s governance process, a test run on the Amoy testnet and proof that Binance and Polymarket control the recovery wallets.

The firms call it an extreme action that should not be reproduced commonly.

The plan is set to be presented at the Polygon Protocol Governance Call on November 5th at 14:30 UTC, with rollout expected to take about two weeks after approval.

Binance says it has already replaced most of the roughly $6.3 billion stolen from its hot wallets in the October 29th attack.

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Global central banks have added more gold to their reserves in the third quarter than in any quarter since late 2024, according to the World Gold Council, an industry body.

Central banks and other official institutions bought a net 321 tonnes of gold from July through September, up 42% from a year earlier, the World Gold Council says.

The council says portfolio diversification and risk management remain the main reasons behind the buying.

Central bank purchases so far this year stand at 675 tonnes, 6% higher than over the same stretch last year.

Gold-backed exchange-traded funds (ETFs) also returned to inflows, adding 211 tonnes and lifting total holdings to a record 4,256 tonnes.

Total gold demand slipped 1% from a year earlier to 1,369 tonnes, but its value jumped 22% to $188 billion as the gold price averaged $4,262 per ounce.

Demand for gold bars and coins fell 19% to 268 tonnes, while jewelry demand dropped 17% to 313 tonnes, the weakest third quarter in the council’s records.

Technology demand rose 3% to 85 tonnes, its highest quarterly total since late 2021, as AI-related manufacturing lifted electronics demand.

Says Louise Street, senior markets analyst at the World Gold Council,

“The third quarter was a mixed bag for gold demand. Gold ETF inflows came roaring back, with geopolitical risk and concerns around fiscal discipline driving institutional interest, in contrast to retail investors who held back amid uncertainty over the gold price outlook. Central Banks remained an important pillar of demand as pronounced buying continued from the official sector…

The outlook for gold looks finely balanced through to the end of the year. While rising interest rates and mixed inflation expectations present potential headwinds, the combined shadows of geopolitical risk and financial market stress may cause participants to seek stability in gold.”

Gold is trading at $4,130 an ounce at time of writing.

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A former Indiana letter carrier has been sentenced to six and a half years in federal prison for stealing checks from the mail in a $34 million bank fraud scheme that hit about 6,500 victims.

The U.S. Attorney’s Office for the Southern District of Indiana says Destinee Ruffin, 29, of Indianapolis also got two years of supervised release after pleading guilty to conspiracy to commit bank fraud and theft of mail.

Ruffin worked at the Bacon Station Post Office in Indianapolis, where she took checks from incoming and outgoing mail between April of 2020 and May of 2022 and sold them to co-conspirators.

The buyers changed the payee names and ran the checks through the bank accounts of people who handed over debit cards, PINs or online banking logins.

Ruffin supplied John Young, 24, with more than $12 million in stolen checks and sold Tony McMullen, 36, more than $235,000 worth.

The case began in the spring of 2020 when a Bacon Station customer complained that an Economic Impact Payment check never arrived, and more complaints led agents to Ruffin’s route.

Investigators later mailed controlled Treasury checks with recorded serial numbers and traced them back to her.

A search of her home, vehicle and devices in April of 2024 turned up thousands of unsold stolen checks worth more than $20 million, with stolen mail piled in closets, in corners and even in the bathroom.

One victim found out her $1,618 payment to keep her retired husband’s health insurance never arrived when she showed up for surgery and was told her coverage had been terminated, forcing the procedure to be canceled.

Says U.S. Attorney Tom Wheeler,

“Destinee Ruffin’s crimes were not isolated acts of theft; they represented a sweeping scheme that touched thousands of households and eroded a fundamental public trust. By stealing millions of dollars’ worth of checks from the mail, Ruffin and her co-conspirators disrupted critical benefits, jeopardized family finances, and caused real harm to individuals who depended on timely delivery for essential needs.”

Ruffin was also ordered to pay $121,270.30 in restitution.

Three of her co-conspirators have already been sentenced, and Young is set to be sentenced on December 3rd.

The Daily Hodl reported on Ruffin’s guilty plea in October.

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A Wisconsin school district has lost hundreds of thousands of dollars to a bank impersonation scam.

Milwaukee Public Schools (MPS) initially lost $450,000 but has recovered $255,000 and is working to get back the remaining $195,000, reports FOX6 Milwaukee.

The district says it learned it was the victim of bank impersonation fraud and notified authorities on Monday.

MPS has not released details on how or when the fraud happened.

Says MPS Superintendent Brenda Cassellius,

“This is a sobering reminder of the sophisticated financial scams that occur every day across the country. We are taking swift and immediate action to strengthen our internal procedures to prevent this from happening…

We also are working with our partners at US Bank to recover the remainder of the funds.”

The district says it is putting short-term and long-term controls in place to protect its finances, but it has not said what those controls include.

Along with the criminal investigation, MPS is running its own internal probe.

Deputy chief financial officer Jennifer Buros will serve as acting chief financial officer, with help from Charles Burbridge of the Council of the Great City Schools.

The $450,000 loss is less than one-tenth of one percent of the $1.6 billion budget the Milwaukee Board of School Directors approved in May for the 2026-27 school year.

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Manufacturing giant 3M has agreed to pay billions of dollars to resolve most of the personal injury claims tied to “forever chemicals” in firefighting foam.

The company says it will make a $7.35 billion commitment over nine years, with a present value of $5.8 billion, to settle claims in the Aqueous Film-Forming Foam (AFFF) multidistrict litigation in South Carolina federal court.

Forever chemicals, known as PFAS, linger in the environment instead of breaking down and have been linked to health problems including cancer, reports The Hill.

3M says the deal addresses about 99% of current personal injury claims inside and outside the multidistrict litigation and involves about 115,000 to 120,000 eligible plaintiffs.

The company will pay $50 million in 2026 and nothing in 2027, with about 20% of the payments due in the final two years.

The total also includes a $680 million reserve fund for remaining and future claims.

Says 3M chairman and CEO William Brown,

“This settlement is a significant milestone for 3M and substantially reduces litigation uncertainty. Following our 2023 resolution with U.S. public water suppliers and our more recent settlement with the State of New Jersey, this is another important step in managing legacy PFAS matters.”

3M denies liability for the PFAS claims and says the agreement is not an admission of liability.

Attorneys Fred Thompson and David Hoyle of the law firm Motley Rice say in a statement,

“For the thousands of victims who have sought answers and accountability for nearly a decade, 3M’s $7.35 billion settlement is welcome news.”

3M separately settled claims from public water systems for more than $10 billion in 2023.

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Federal prosecutors have secured a guilty plea from a Washington resident accused of running a years-long romance scam that drained over $333,000 from a Portland victim.

Rithy Ham, 45, of Vancouver, Washington, pleaded guilty to one count of wire fraud and one count of money laundering, says the U.S. Attorney’s Office for the District of Oregon.

The scheme ran from September 2020 through May 2024 and relied on invented identities of two women who supposedly needed cash for daily bills, nursing school costs and escape from sex trafficking.

“Believing the women were real and in danger, the victim sent money on multiple occasions.”

The victim sent repeated payments after receiving messages from both Ham and the fabricated profiles.

One transfer of $36,872.35 occurred in November 2022, and another $20,922 came from a retirement account in March 2023.

Ham and his wife controlled the accounts that received the funds, and part of the proceeds paid for an $18,500 check to his wife.

“In total, Ham stole $333,249.52 from the victim, much of it from the victim’s retirement savings.”

Under the plea deal, Ham must repay the full amount and faces up to 20 years in prison on the wire fraud charge and up to 10 years on the money laundering count.

The FBI conducted the investigation.

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November 5th, 2026 – Seoul, South Korea

class=”ql-align-center”>With phased rollout targeted for the first half of 2027, the service is expected to connect LINE FRIENDS’ online and offline commerce with the Web3 ecosystem, offering customers in Korea and abroad an additional payment option for purchasing physical products with minicoin

Digital IP entertainment company IPX (formerly LINE FRIENDS) plans to introduce a payment service using ‘minicoin’ at LINE FRIENDS online and offline stores. The service is intended to make digital asset payments a seamless extension of the fan experience, linking fans’ engagement with character IP to the point of purchase and connecting IPX’s online and offline commerce with a Web3-based digital ecosystem.

For more than a decade, IPX has brought its character IPs to life through products, content, and pop-ups, extending these experiences across online and offline channels worldwide. Building on its expertise in IP and retail, the introduction of this service presents a new digital IP commerce model that integrates digital asset payment technology into IP merchandise purchases.

Minicoin is a utility coin developed and issued by Mini Labs under an official license granted by IPX to use its globally popular ‘minini’ character IP. Its blockchain-based ecosystem seeks to transparently record activities generated through interactions between IP and fans, including creation, consumption, and transactions, and link them to registration and settlement processes.

The minicoin payment service is planned for phased rollout across LINE FRIENDS stores in Korea and abroad, with a rollout targeted for the first half of 2027. The service is expected to offer international visitors and overseas fans additional payment options. K-POP SQUARE, which opened in the heart of Seoul’s Hongdae district in June 2025, welcomed over one million visitors in its first year, approximately 80% of whom were international fans from more than 90 countries. As digital assets gain traction as payment methods worldwide, the service is expected to see strong demand.

“This service rollout marks an important step toward using digital assets to purchase physical merchandise, beyond trading and use within specific platforms,” said an IPX official. “We believe that the value of IP can grow further as it expands beyond connecting with fans through content and products to finding new ways to engage with them across the digital IP ecosystem. We will continue to explore new IP business opportunities that connect IP, fans, and commerce together in this evolving landscape.”

 About IPX (F.K.A. LINE FRIENDS)

IPX is the new corporate name of LINE FRIENDS, a global character brand that started with original characters including BROWN, CONY, and SALLY, created for use as stickers for the leading mobile messenger app LINE and its 200 million active users worldwide. IPX has announced a new business strategy that it would accelerate the global expansion of its IP businesses by diversifying its IP portfolios targeting all ages and advancing its digital and retail business. IPX provides diverse IP experiences including BT21(BTS), ZO&FRIENDS(G-DRAGON), minini, and JOGUMAN. It has also carried out its IP-based business by partnering with global companies including Netflix (original animated series) and HoYoverse (Genshin Impact) to win the hearts of over 50 million Millennials and Generation Z worldwide. IPX currently operates in 18 markets worldwide, including Seoul, New York, LA, Tokyo, and Shanghai, and operates on 8 online sales platforms.

Contacts

Manager
Jiwoo Hong
Burson
jiwoo.hong@bursonglobal.com
Sr. Director
Hanna Park
Burson
hanna.park@bursonglobal.com

The post IPX Plans to Bring ‘minicoin’ Payments to LINE FRIENDS Online and Offline Stores, Expanding IP Experiences Beyond Content and Merchandise appeared first on The Daily Hodl.

The company behind Cash App is set to pay $764 million to end a federal investigation into its anti-money laundering program.

Jack Dorsey’s Block disclosed the deal in its latest quarterly filing with the Securities and Exchange Commission (SEC).

Block says it reached an agreement in principle with the Department of Justice (DOJ) in October to settle the matter through a deferred prosecution agreement.

Under the deal, the DOJ will put off for three years a charge that Block failed to maintain an effective anti-money laundering program in violation of the Bank Secrecy Act.

If Block meets the terms during that time, the DOJ will move to dismiss the charge.

The agreement is expected to carry a gross penalty of about $964 million, which drops to about $764 million after credit for earlier regulatory settlements.

The deal still needs a final agreement and court approval. Block had already set aside the full $764 million as of September 30th.

The payment is larger than the $565 million in net income Block reported for the third quarter.

The DOJ and SEC began looking into Block shortly after short seller Hindenburg Research published a report in March of 2023.

Hindenburg alleged that Cash App inflated its user numbers by counting duplicate and fake accounts and that weak identity checks let criminals use the app, reports Yahoo Finance. Block disputed the findings.

The SEC closed its own investigation in March of this year without recommending enforcement action.

Block posted $3.2 billion in gross profit for the quarter. Cash App gross profit rose 27% to $2.07 billion, while Square gross profit rose 14% to $1.16 billion.

Gross profit from Block’s Bitcoin business fell 50% to $52 million after the company cut fees on some Bitcoin transactions on Cash App, Yahoo Finance reports.

Block paid $40 million to New York’s financial regulator in April of 2025 over alleged anti-money laundering lapses at Cash App.

Block runs the Cash App payment app and the Square platform for merchants.

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A crypto analyst known for timely Bitcoin calls believes BTC’s price action following the US midterm election suggests that the flagship digital asset is gearing up for an all-time high (ATH) rally.

Pseudonymous analyst DonAlt tells his 797,800 followers on X that Bitcoin’s monthly chart turned green after it dropped to the $75,000 level on November 4th.

“Good start; the monthly looks like it just wants to go straight back to ATH.  Would be fun if it did. Fingers crossed we continue being this strong.”

The crypto strategist appears to suggest that BTC continues to respect its support level at $70,000 while potentially carving a higher low on the monthly chart.

Bitcoin rallied to an all-time high of $126,000 in October of last year.

The analyst also counters the prevailing narrative that crypto will be bearish if Democrats win.

“>’Crypto bearish if Republicans lose’
>Republicans lose
>Daily green

I don’t know man; the more the Democrats win, the less grifting is gonna be allowed. And I think that’s a good thing; s**t got disgusting over the last two years.”

Earlier this month, DonAlt said Bitcoin flashed signs of strength as BTC barely flinched following the $6.34 Binance hack.

“Last time the market didn’t properly sell off after a huge event like this was the FTX collapse.

When I saw the lack of follow-through, then I got giga bullish. And we subsequently went from $16,000 to $100,000.

Hard to be bearish here after having been given the same setup yet again.”

The Democrats won a majority in the House and Senate in the midterm election, reports the Associated Press. Democrats won 54 seats in the Senate, compared with 44 for Republicans. In the House, Democrats secured 237 seats, while Republicans won 147.

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A New York healthcare technology company has disclosed a data breach that exposed the medical information of nearly 50,000 people.

In its latest bulletin, the U.S. Department of Health and Human Services Office for Civil Rights says Cognitive Health Technologies suffered a hacking/IT incident impacting 49,467 individuals.

In a notice, Cognitive Health, which offers healthcare technology and IT consulting services, says it spotted suspicious activity on its network in late April of this year.

The firm also says the files taken include names, dates of birth, health insurance information, medical histories and treatment information.

“On April 27, 2026, Cognitive Health became aware of suspicious activity related to its network environment. We immediately took steps to secure our environment and launched an investigation to determine the nature and scope of the event. The investigation determined there was unauthorized access and/or acquisition of certain files and folders within Cognitive Health’s network between February 5, 2026, and April 28, 2026. As a result, Cognitive Health began an extensive review of these files and folders to determine whether sensitive information may be impacted. Our review determined that information related to certain individuals was present in the impacted data.”

The company says it has not found any misuse of the data so far.

It also says it has reviewed its security policies and added new measures to guard against similar attacks.

Cognitive Health urges impacted individuals to keep a close watch on incidents of identity theft and fraud, review account statements and monitor credit reports and explanation of benefits forms for suspicious activity.

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Berkshire Hathaway has eliminated its Amazon position and grown its Alphabet stake more than sixfold under new CEO Greg Abel.

Abel moved quickly on the conglomerate’s roughly $358 billion investment portfolio after Warren Buffett retired as CEO on December 31st, 2025.

In the first quarter, Berkshire trimmed six holdings and sent 16 others packing, including Amazon, which the firm first bought in early 2019 and which had advanced roughly 150% to 200% over the holding period.

The sales followed the December exit of longtime portfolio manager Todd Combs for JPMorgan Chase, and Abel cut predominantly non-core positions Combs had overseen.

Between December 31st, 2025, and September 25th, Berkshire’s Alphabet stake grew from $5.59 billion to $36.37 billion as Abel treated Google’s parent much as Buffett once treated Apple.

Alphabet benefits from Google’s greater-than-91% share of global internet search and YouTube advertising revenue.

Google Cloud, the world’s No. 3 cloud infrastructure platform, delivered an 82% year-over-year sales jump in the June-ended quarter on artificial intelligence demand.

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A New Jersey man has been sentenced to more than two years in federal prison after using forged U.S. passport cards to withdraw money from victims’ bank accounts in Florida and South Carolina.

Michael Scott Hillwig, 59, of Camden, New Jersey, was sentenced April 7th in the Northern District of Florida for bank fraud, aggravated identity theft, and false use or forgery of a passport, says the U.S. Attorney’s Office.

In May 2023, he unlawfully obtained victims’ names, dates of birth, Social Security numbers and passport card numbers, then created fraudulent U.S. passport cards with his photograph and the victims’ identifying information.

He traveled to financial institutions in South Carolina and Florida locations including Bonifay, Niceville and Winter Garden, presenting victims’ Social Security numbers and the fake passport cards to make withdrawals.

Says U.S. Attorney John P. Heekin,

“It is of vital importance to raise awareness about the vulnerability of our personal identifying information online, which fraudsters relentlessly pursue as they seek to enrich themselves by exploiting their victims. As this defendant has learned, my office is just as relentless in our pursuit of criminals like him, and we aggressively prosecute such frauds to the fullest extent to achieve justice for the victims of these crimes.”

Hillwig will serve more than two years in prison followed by three years of supervised release and must pay restitution to victims.

The case was investigated by the U.S. Department of State’s Diplomatic Security Service, Okaloosa County Sheriff’s Office and Holmes County Sheriff’s Office.

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October 6th, 2026 – New York, New York

class=”ql-align-center”>Earn Stocks turns supported Coinbase Tokenized Stocks into productive collateral through transparent, rule-based strategies automated by SuperformOS.

Superform today announced the activation of Earn Stocks on Base, powered by Aave. The rollout begins with superNVDA, with additional Mag 7 SuperStocks to follow: superTSLA, superMSFT, superMETA, superAAPL, superAMZN, and superGOOGL.

Tokenization brought familiar assets onchain. It did not make those assets productive. SuperStocks is Superform’s family of products built on supported tokenized equities, and Earn Stocks is the strategy layer that puts the assets inside those products to work through defined, transparent mandates. 

Each SuperStock posts a supported Coinbase Tokenized Stock as collateral in Aave V4’s Equities Hub on Base and borrows USDC. The strategy programmatically deploys the borrowed USDC through venues permitted by its mandate when expected returns clear borrowing and execution costs, liquidity requirements, and a risk buffer.

“Tokenization is not the end product. The bigger opportunity is turning onchain assets into financial products without passing the complexity of collateral, credit, and execution to the user,” said Vikram Arun, Co-Founder and CEO of Superform. “SuperformOS is the infrastructure that makes that possible, and Earn Stocks shows it in action.”

There is clear demand for equities to do more onchain. During pre-deposit, superNVDA attracted nearly 10% of all NVDAc issued on Base. 

SuperformOS automates rule-based LTV management, debt, accounting, monitoring, repayment, redemption, and unwind across both legs of the strategy.

“Tokenized stocks have significant potential as onchain collateral, and Aave V4 on Base was built to serve that use case, allowing eligible users outside the U.S. to borrow USDC against supported Coinbase Tokenized Stocks. SuperStocks extends that credit primitive with an automated onchain Earn strategy, a unique product we expect to grow alongside tokenized stocks on Aave V4,” said Luigi D’Onorio DeMeo, Chief Strategy and Business Officer at Aave Labs.“Coinbase Tokenized Stocks passed $1.5B in onchain volume on Base in 6 weeks. That tells you the demand is there,” said Antonio García Martínez, Head of Growth, Base. “The bigger question is what a stock can do once it’s onchain: serve as collateral, back a loan, earn. Superform is one of the first to put a real answer in front of users.”

Earn Stocks is initially available to eligible users through superNVDA. Additional SuperStocks will be activated in phases. 

To learn more about Superform and SuperStocks, users can visit superform.xyz. Product availability varies by jurisdiction.

About Superform

Superform is the neobank for global markets. Buy U.S. stocks, earn on USD, trade crypto, and send money without restrictions. Under the hood, SuperformOS connects financial products so users can move between investing, earning, and trading in fewer steps and earn more money, safely.

Disclaimer: Earn Stocks is available only to eligible users in permitted jurisdictions. Returns are variable and subject to borrowing-rate, liquidity, market, oracle, smart-contract, and liquidation risk. This release is for informational purposes only and is not investment advice.

Contact

Co-founder
Vikram Arun
Superform
contact@superform.xyz

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NVIDIA, Tesla, SpaceX, Microsoft, Amazon and Alphabet are among more than 60 prominent US stocks that could soon be available for 24/7 tokenized trading.

OKXICE, the joint venture between crypto exchange OKX and the Intercontinental Exchange (ICE), filed with the US Securities and Exchange Commission (SEC) on Sunday, notifying the regulator of plans to launch a marketplace for investors to buy tokenized stocks.

Former New York Governor Andrew Cuomo, OKXICE’s co-chair, says the firms plan to launch the trading venue under the SEC’s new “innovation exemption.”

“This is a landmark step toward a truly global, 24/7 Wall Street — and toward keeping the future of digital finance anchored here in the United States.

The digital asset revolution is already transforming our financial system. Tokenized securities are part of what comes next.”

Cuomo has advised OKX on policy matters since 2022, including during the exchange’s $504 million settlement with the Department of Justice (DOJ) over anti-money-laundering violations.

ICE, the parent company of the New York Stock Exchange (NYSE), has made a broad push into crypto infrastructure, including investments in OKX and the prediction market Polymarket, as well as its participation in stablecoin platform Circle’s $222 million Arc presale alongside BlackRock and Apollo.

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The Commodity Futures Trading Commission (CFTC) is proposing new crypto market regulations after the Clarity Act detonated in the Senate.

The regulator’s proposed rules would establish requirements for CFTC-registered crypto exchanges, though CFTC Chairman Michael Selig notes in a new Wall Street Journal Op-Ed that these regulations wouldn’t have the same impact as the Clarity Act.

“Unlike the Clarity Act, these regulations wouldn’t require crypto assets to trade on CFTC-registered platforms. We don’t have the authority to impose such a requirement without Congressional action. However, the rules would establish a purpose-fit option for crypto-asset exchanges that wish to operate under a single federal market-regulatory scheme. Unlike state-licensed exchanges, these exchanges would be permitted to allow retail customers to trade on a margined, leveraged or financed basis. Such platforms are distinct from ordinary spot-trading venues and are squarely within the CFTC’s regulatory jurisdiction.”

The CFTC says it is asking for public comment on ways to prevent abusive practices in crypto asset markets.

The Clarity Act would have largely placed digital assets under the regulatory purview of the CFTC, an agency industry stakeholders believe is friendlier to the sector than the Securities and Exchange Commission (SEC).

In September, the bill failed to reach the necessary 60-vote threshold on a cloture motion that would have allowed debate on the legislation to move forward.

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October 6th, 2026 – Hong Kong, Hong Kong

ASICID Inc. has released its IDMINER Series, a new lineup of cryptocurrency mining systems designed for Bitcoin, Litecoin, and Dogecoin mining.

The series includes the IDMINER HomeRack, IDMINER 2 and IDMINER 1, with configurations ranging from 1,150 TH/s to 9,600 TH/s of Bitcoin hashrate and from 350 GH/s to 3,200 GH/s of Litecoin and Dogecoin hashrate.

The three models are designed for different mining setups, from individual and home miners to professional and larger-scale operators.

IDMINER Series Specifications

IDMINER HomeRack

• Bitcoin hashrate: 9,600 TH/s
• Litecoin/Dogecoin hashrate: 3,200 GH/s
• Power configuration: 4 × 1,300W
• Estimated monthly mining revenue: up to $25,590*

IDMINER 2

• Bitcoin hashrate: 2,400 TH/s
• Litecoin/Dogecoin hashrate: 800 GH/s
• Power consumption: 1,300W
• Estimated monthly mining revenue: up to $6,390*

IDMINER 1

• Bitcoin hashrate: 1,150 TH/s
• Litecoin/Dogecoin hashrate: 350 GH/s
• Power consumption: 700W
• Estimated monthly mining revenue: up to $2,790*

*The revenue figures are estimates based on network conditions, cryptocurrency prices, and mining difficulty at the time of publication.

Designed for Simpler Deployment

The IDMINER systems are delivered pre-configured and tested before shipment. Users can connect the miner to power, connect via WiFi or Ethernet, enter their preferred mining pool information, and begin mining.

The systems support major mining pools and also provide access to ASICID’s Zero-Fee Mining Pool option.

Other features include thermal management and hardware testing before shipment.

Built for Bitcoin, Litecoin and Dogecoin Mining

ASICID develops and manufactures its mining hardware through an integrated production process that includes research and development, hardware engineering, assembly, thermal testing, and quality assurance.

The company is headquartered in Hong Kong with additional operations in the United States and serves individual miners, professional mining businesses, and institutional operators.

With the IDMINER Series, ASICID is targeting miners looking for high-hashrate hardware with straightforward deployment and power requirements suited to ongoing mining operations.

For more information about the IDMINER Series, users can visit www.asicid.com.

Contact

Peter Lam
media@asicid.com

The post New Generation of Crypto Miners Released by ASICID appeared first on The Daily Hodl.

October 6th, 2026 – Singapore, Singapore

Multi-chain stablecoin wallet combines simpler transfers, flexible gas-fee options, security features, and practical use cases with one ambition: to become the world’s easiest stablecoin wallet.

Changer+ today announced the launch of its self-custodial stablecoin wallet, built to make holding, moving and using stablecoins simpler.

Changer+ supports major stablecoins including USDT and USDC across Ethereum, TRON, BNB Chain and Solana, with more networks and stablecoins planned.

To celebrate its launch, Changer+ is offering new users three free transactions per device on each chain – Ethereum, Solana, and BNB Chain from October 6 to November 6, 2026.

Changer+ is built around a simple belief: people should not need to understand every blockchain, gas token, or transaction mechanic just to use the stablecoins they already have.

Stablecoins Should Just Work

Using stablecoins can still mean figuring out which network a token is on, choosing the right transfer route, sourcing a separate gas token, and navigating unfamiliar transaction steps. Changer+ is designed to move more of that complexity into the background.

“People should not have to become blockchain experts just to use stablecoins,” said Leon Gao, CEO of Changer+, with over a decade of experience in product development in the fintech and payment industry “The technology underneath can stay sophisticated. What users see should feel simple, clear and dependable.”

Simplicity Without Giving Up Control

Making stablecoins easier to use should not mean taking control away from the user.

Changer+ is self-custodial, meaning users retain control of their private keys and authorize their own transactions.

For Yun Han Wong, CGO of Changer+, who has spent years working in Web3, preserving that principle is fundamental to trust.

“Trust is everything in Web3,” Yun Han said. “The early crypto idea of ‘being your own bank’ was really about ownership — having control over your own assets instead of simply handing that control to another intermediary.”“We want to preserve that ethos while making stablecoins much easier to use. Convenience should not mean giving up control.”

Technology and Security Built around the User

Changer+ is designed to remove common friction from everyday stablecoin use.

On supported transactions, Changer+ lets users cover network-related transaction costs without first having to acquire the blockchain’s native gas token. 

For example, a user holding stablecoins does not necessarily need to separately acquire ETH, TRX, BNB, or SOL before completing a supported transaction. 

Changer+ has also completed an independent security audit, vulnerability assessment, and penetration testing (VAPT) conducted by Echo Pulse, a CREST-accredited and Singapore-licensed cybersecurity service provider. 

These capabilities are led by Zack Chen, CTO of Changer+, an NUS-trained technopreneur with years of software development experience overseeing Changer+’s multi-chain architecture and security development.

“Good engineering should reduce the complexity users have to manage while keeping the experience clear and reliable,” Zack said.

Making Stablecoins More Useful

Changer+ goes beyond holding and transferring stablecoins by giving users more ways to put them to practical use.

Current capabilities include global eSIM data plans, a lifestyle ticket marketplace, and security risk signals that help users identify suspicious activity and potentially unsafe addresses, with more use cases planned.

“Our ambition is not to build another wallet people download and forget,” Leon said. “We want to make the whole stablecoin experience easier — from holding and transferring to actually using them.”

As stablecoins increasingly move beyond crypto trading into payments, remittances and everyday digital commerce, the experience of using them remains fragmented across networks and wallets. 

Changer+ was built to close that usability gap. 

Backed by a private family office, Changer+ is taking a long-term approach to building the product. Rather than centering the platform around a project token or speculative rewards, the company is focused on usability, self-custody, security, and practical stablecoin utility. 

“Stablecoins should just work,” Yun Han added. “Fewer unnecessary crypto steps, more useful things you can do with them, and the user stays in control.”

Changer+ is available on iOS and Android.

Download IOS app?https://apps.apple.com/us/app/changer-stablecoin-wallet/id6744874111

Download Android app?https://play.google.com/store/apps/details?id=plus.changer.app&hl=en

Learn more: www.changer.plus

Join communities: https://linktr.ee/ChangerPlus

Contact: pr@changer.plus

Launch Special

Enjoy three free transactions on each chain – Ethereum, Solana, and BNB Chain from October 6 to November 6, 2026.*

Available only to new users who install the Changer+ app and register during the campaign period. Network fees are covered for three eligible transactions per device. Terms and conditions apply. Changer+ reserves the right to amend or withdraw the offer.

About Changer+

Changer+ is a Singapore-incorporated, self-custodial stablecoin wallet built to make stablecoins easier to use.

With multi-chain stablecoin support across major blockchain networks, including Ethereum, Solana, BNB Chain and TRON, Changer+ brings together simpler transfers, flexible gas-fee options, security risk signals and practical use cases — while users remain in control of their private keys.

Backed by a private family office, Changer+ combines payments experience, Web3 expertise and security-led engineering with one ambition: to become the world’s easiest stablecoin wallet.

Contact

Changer+
pr@changer.plus

The post Changer+ Launches Stablecoin-First Self-Custodial Wallet to Make Stablecoins Easier to Use appeared first on The Daily Hodl.

Community bankers are suing the Office of the Comptroller of the Currency (OCC) over approvals of national trust bank charters for cryptocurrency companies.

The Independent Community Bankers of America (ICBA) filed the lawsuit on October 2nd, 2026, in U.S. District Court for the District of Columbia under the Administrative Procedure Act.

The suit challenges a March 2nd, 2026, final rule and related guidance that the group says improperly expands the OCC’s power to charter national trust banks for non-fiduciary activities, including substantial crypto operations.

The complaint seeks to overturn the rule and vacate the conditional approval granted to at least one crypto firm, Protego Holdings Corp.

The OCC has approved or conditionally approved 21 such charters, with at least 13 going to crypto companies.

“These approvals violate the law because they exceed the OCC’s statutory authority. They are also arbitrary and capricious because the OCC ignored warnings from commenters, including ICBA, that Protego and other crypto companies had severely flawed risk and control functions and governance structures that lack independent oversight. They are thus at serious risk of failure if the volatile cryptocurrency market crashes.”

According to the ICBA, the OCC’s decision to allow companies to obtain national trust bank charters to conduct substantial non-fiduciary activities exceeds the authority Congress granted the agency.

Says ICBA President and CEO Rebeca Romero Rainey,

“Congress did not create the national trust charter as a side door into the banking system for crypto firms seeking the credibility of a federal bank charter without the Community Reinvestment Act obligations, consolidated supervision, capital and liquidity standards, and FDIC insurance that apply to insured depository institutions.”

The OCC’s final rule and Interpretive Letter No. 1176 “perversely regulate trust banks far more lightly than traditional banks, allowing entities engaged in highly risky cryptocurrency and digital assets activities to enter the banking system under the national trust charter rather than the more rigorously regulated traditional bank charter,” the lawsuit states.

Prior to the recent approvals, the OCC had never chartered a national bank that neither took deposits nor engaged in fiduciary activities.

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Cryptocurrency thefts are surging dramatically with two massive incidents pushing total losses to record levels for the month.

Security firm PeckShieldAlert says the industry experienced 55 major hacks resulting in $766.49 million in losses.

That figure represents a roughly 462% month-over-month increase from August’s $136.3 million.

The Bitget incident at about $387 million and the Liquid Network theft of about $320 million, with $285 million returned, have jumped to the top spots among the largest crypto thefts of the year to date.

Other notable incidents included an MEV bot yoink front-run at $7.81 million that was returned, along with Duelbits at $7 million and several smaller exploits with partial recoveries.

The top 10 list also featured Payment Processor V2 at $6.6 million with $3.4 million returned, DCENT Wallet at $6.57 million Astroport at $4.9 million Drop at $4.4 million NostraFinance at $3.5 million and Nomic nBTC Bridge at $3.15 million.

Earlier this month, PeckShield cited on-chain sleuth ZachXBT, saying Near (NEAR) Intents was hacked to the tune of $3.865M after its Binance Smart Chain (BSC) hot wallet witnessed multiple irregular outflows.

The exploiter has transferred the stolen funds to KuCoin and bridged them to BTC. The exploiter’s address has interacted with an address labeled NorthKorea LazarusGroup (0x098B7…E2f96)

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Banks in New Jersey and Pennsylvania were used to deposit stolen checks, or to try to, and two more men have pleaded guilty.

Raymond Wade, 43, of Morrisville, Pennsylvania, and Dwayne Reddon, 40, of Trenton, pleaded guilty in federal court to conspiracy to commit bank fraud, reports News12 New Jersey.

The operation ran from March 2023 through June 2025.

Participants held themselves out as the people or businesses the checks named, often after obtaining business documents in those names or opening accounts that were not the real payees’, then split the proceeds.

The crew deposited or attempted to deposit more than 100 Treasury and commercial checks worth over $11 million, the U.S. Attorney’s Office for New Jersey said on August 11th when it announced the first eight guilty pleas.

Many of the Treasury checks, not the full set, were Employee Retention Credit refunds, a pandemic-era IRS credit meant to help businesses keep workers.

Eight other defendants had already pleaded guilty.

Wayne Bessant, 45, of Hamilton, and Ryan Small, 33, of Ewing, are still charged, and those counts remain pending.

Wade is scheduled to be sentenced on December 17th, and Reddon on February 9th, 2027.

The conspiracy charge carries up to 30 years in prison and a fine of up to $1 million, which can be higher depending on the financial gain or loss.

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A New Jersey woman and her Colombian husband have been convicted of running a fake transit company that sought more than $13 million in federal funds meant for elderly, disabled and homeless Americans.

A federal jury in Utica, New York, found Jael Watts, 45, of Alloway, and Luis Pino-Copete, 42, of Bogota, Colombia, guilty in the scheme, says the U.S. Department of Justice.

Prosecutors say the pair operated Pearl Transit Corporation, a New Jersey shell company that claimed to employ drivers nationwide for medical rides and homeless outreach while delivering no real services.

Between July 2019 and October 2025, they sought more than $13 million through false claims and took in more than $1.6 million from agencies in Georgia, California and North Carolina, according to the DOJ.

Trial evidence showed they built fake payrolls and client lists with stolen identities, including people who were already dead, and listed “drivers” who lacked licenses or had never driven a car.

Says Assistant Attorney General Colin M. McDonald of the DOJ’s National Fraud Enforcement Division,

“The defendants fabricated payrolls and client lists, even using the identities of deceased individuals, to siphon millions meant for the most vulnerable Americans.”

Bank records showed more than $100,000 on Porsche rentals, more than $100,000 at luxury retailer Loro Piana in Manhattan and months of travel across Colombia, Aruba and Europe, the DOJ says.

Watts was convicted of false statement, aggravated identity theft and five counts of wire fraud, while both were also convicted of wire fraud conspiracy, false document and aggravated identity theft. At a January 21st, 2027 sentencing, each faces up to 20 years in prison, fines of up to $250,000 and at least $1.9 million in restitution, and Pino-Copete faces deportation after any prison term.

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A West Virginia woman has been charged with multiple felony fraud counts after she allegedly spent more than $50,000 using someone else’s debit card and transferring funds to Cash App.

The case involves $52,928.33 in 204 approved charges plus 219 attempted charges on a Mountain Valley Bank card, reports The Inter-Mountain.

According to a criminal complaint filed by West Virginia State Police, Jessica Fay Michaletz, 36, of Elkins faces 10 counts of fraudulent use of an access device.

Investigators say a replacement debit card mailed to an outdated address was used for a wave of Cash App transfers, and the bank had flagged about $40,000 when it called troopers.

Search warrant records allegedly linked one Cash App account to Michaletz through her West Virginia operator’s license, home address, Social Security number and IP address, while a second account used another person’s details on the same device.

Says Michaletz,

“What did I do? I used it. I did. I used it.”

Michaletz allegedly told troopers she found the card on the ground next to a mailbox and told friends the money came from gambling winnings.

She is being held at Tygart Valley Regional Jail on a cash-only bond matching the alleged loss, with a preliminary hearing set for October 5th.

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Lyft has agreed to hand hundreds of millions of dollars to California drivers who say the company treated them as contractors instead of employees.

The settlement totals $272.5 million, including fees and costs, and resolves claims from the state attorney general, city attorneys, the labor commissioner and private plaintiffs covering April 5th, 2016, through December 15th, 2020.

At least $237,075,000 is reserved for drivers based on hours and miles driven, with payments allowed over four years plus up to $12.4 million in interest. Lyft booked a $210 million accrual in the fourth quarter of 2025.

“The lawsuit followed the introduction of the ‘ABC test:’ the groundbreaking legal test used to analyze the misclassification of workers, which was first adopted by the California Supreme Court in 2018 in Dynamex Operations West, Inc. v. Superior Court and then codified into law under AB5. In the midst of litigation, Proposition 22 altered how the ABC test is applied to certain app-based drivers. Despite several appeals and changes in the law, the Attorney General and his partners remained resilient, winning every legal challenge in court and remaining steadfast in their demands for drivers’ deserved wages and protections.”

Says California Labor Commissioner Lilia García-Brower,

“This settlement is about the workers who came forward and spoke up. Their voices made this outcome possible.”

In an SEC filing dated September 30th, Lyft says the deal is not an admission of liability and that resolving the matter now lets it avoid the costs and distraction of drawn-out litigation and keep management focused on its business goals. The attorney general announced the agreement today. The deal is still subject to court approval.

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Hundreds of thousands of Medicaid beneficiaries in the District of Columbia now face fraud risk after its Department of Health Care Finance (DHCF) potentially exposed sensitive member data.

The U.S. Department of Health and Human Services Office for Civil Rights says the District of Columbia’s DHCF experienced unauthorized access/disclosure that could affect 399,086 individuals.

According to DHCF, members of its Medicaid and DC Health Care Alliance (Alliance) enrolled between 2023 and July 2026 could have been impacted, as unauthorized entities may have accessed sensitive data hidden on its website.

“On July 21, 2026, DHCF learned that two reports on DHCF’s website contained hidden personal information that could be accessed by people who did not have permission to view it. These reports were intended to display only summary information about groups of people, such as enrollment counts and other statistics, and did not show anyone’s personal details on the screen. However, underlying personal information that supported these reports may have been reachable
by unauthorized users between 2023 and July 2026.

The information that could be seen may have included personal information, such as your, your child’s, or your family member’s Medicaid ID, date of birth, provider name, race gender, ward, or ethnicity. The information did not include Social Security numbers or financial account information.”

The DHCF says it abruptly removed the reports from the website while checking that its systems are safe and member information is protected. The agency also tells its members to ask a credit company to place a free alert on their credit report.

“DHCF has not learned that anyone looked at or used any of this information in the wrong way, but we are contacting you so you can understand what happened.”

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Cardano’s (ADA) recent price surge is running into fresh headwinds from fading trader interest and large-holder exits.

Futures open interest for ADA has dropped 9% over the past week, sliding from $1.99 billion to $1.81 billion as traders cut back on leveraged bets, says Ali Charts on X.

Whales also appear to be taking profits.

“Since September 20, large holders have offloaded roughly 90 million ADA, worth approximately $22.5 million, adding to the recent selling pressure.”

This decline in demand aligns with a Tom DeMark Sequential sell signal that appeared on Cardano’s daily chart.

“Since then, ADA has fallen 10%, and the correction may not be over yet.”

According to the analyst, a parallel channel on the daily chart points to $0.24 as the key mid-range support.

“If ADA loses that level, a move toward the channel’s lower boundary near $0.21 becomes likely.”

If $0.21 holds, it could present the next buying opportunity, targeting the channel top near $0.28.

Looking at Bitcoin, Ali says whales have cut their BTC holdings significantly over the last seven days.

“Most of the market has moved sideways over the past week. So what have whales been doing during the lull?

Bitcoin whale holdings have fallen by roughly 30,000 BTC, worth about $2.52 billion.

Large holders appear to be reducing their exposure.”

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Federal prosecutors have secured a guilty plea from a Boston man accused of using fake identification to drain hundreds of thousands of dollars from customer accounts.

William Shaw, 68, admitted to four counts of bank fraud and four counts of aggravated identity theft in federal court, says the U.S. Attorney’s Office for the District of Massachusetts.

The defendant posed as at least 13 account holders from late 2022 into early 2025 by presenting forged driver’s licenses that carried the victims’ details alongside his own photograph.

He also submitted withdrawal forms listing the customers’ names and account numbers to obtain cashier’s checks and cash totaling more than $900,000.

Judge Julia E. Kobick set sentencing for January 6th, 2027, after Shaw was charged in January 2026.

Separately, authorities charged six additional men in July 2025 as part of a larger multi-state bank fraud investigation covering Massachusetts, Connecticut and Rhode Island.

Three of those defendants have already entered guilty pleas and await sentencing, while another received a sentence in a connected case.

A bank fraud conviction carries up to 30 years in prison along with fines reaching $1 million or twice the amount gained or lost.

Each aggravated identity theft count requires at least two years in prison served consecutively to any other term.

Assistant U.S. Attorney Kristen Kearney is handling the prosecution.

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A Wyoming orthopedic practice has disclosed a cyberattack that put the personal, financial and medical records of tens of thousands of people at risk.

The U.S. Department of Health and Human Services says Casper Orthopedic Associates PC suffered a hacking/IT incident on July 23rd, impacting 56,197 people.

In a notice to impacted individuals, the healthcare firm says an unauthorized entity accessed its systems and stole files that may include patients’ first names, last names, dates of birth, driver’s license numbers, Social Security numbers, financial account records, and medical information.

“On or about May 23, 2026, Casper discovered it was the victim of a cyberattack by an unauthorized third party. Immediately upon identifying the incident, Casper engaged third-party cybersecurity experts to assess, contain, and remediate the incident. Law enforcement was also notified.

Casper’s investigation, which concluded on June 11, 2026, determined that the unauthorized party may have acquired sensitive information from Casper’s systems. Casper then undertook an in-depth review process of the impacted information to determine the impacted individuals and their address information, which was completed on September 2, 2026. As such, Casper notified those who are believed to be impacted on September 8, 2026.”

Casper says it has found no evidence that anyone’s information was specifically misused.

The practice has added safeguards and tightened physical security while urging affected patients to reach out to credit reporting agencies such as Equifax, Experian and TransUnion.

Casper Orthopedic Associates PC is an orthopedic practice based in Casper, Wyoming.

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An armored truck driver hired to load cash into ATMs has been accused of stealing $259,574 from the machines and spending the money on cars, a cruise and other purchases.

Federal prosecutors say Christopher Skinner, 41, formerly of Milford, New Hampshire, worked alone at ATM locations across the state and removed cash bundles before servicing the machines between February 2nd and February 26th of 2024.

A federal indictment charges Skinner with 18 counts of bank theft plus money laundering and conspiracy counts tied to two FDIC-insured banks. His partner, Amee Skinner, 37, formerly of Conway, faces related laundering counts. Both pleaded not guilty in U.S. District Court for the District of New Hampshire and are presumed innocent.

Prosecutors say cash deposits into the couple’s accounts rose sharply afterward, and funded the purchase of cars, a luxury cruise and other purchases.

“The defendants allegedly used the stolen funds to make substantial personal purchases, including $40,000 in cash for a 2019 GMC Sierra and $28,814 in cash for a 2019 Lincoln Nautilus. According to the indictment, the defendants also used stolen funds to pay for additional travel, retail, and online purchases.”

If convicted, the Skinners face years in prison.

“The bank theft counts each carry a maximum prison term of 10 years. The money laundering counts carry a maximum prison term of 10 years, and the money laundering conspiracy count carries a maximum term of 20 years.”

The indictment was filed August 5th of 2026.

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U.S. prosecutors have seized nearly $84 million from bank accounts and cryptocurrency wallets tied to a Montana payments firm linked to Tether.

The civil forfeiture targets Capstone, a money services business that allegedly posed as an information technology company to open accounts at major banks while moving money for crypto firms, reports Reuters.

Court filings say Capstone, registered in Montana, processed payments for two crypto companies through a bank in Dominica. Prosecutors say the firm also ran a scheme that converted fraud proceeds into crypto by posing as FBI agents.

Nearly $81 million was seized from Capstone accounts at Wells Fargo and about $2 million from an account at JPMorgan Chase. Roughly $1.2 million worth of Tether’s dollar-pegged token was taken as well, according to the July filing first reported by The Information.

Tether said it was a customer of the Dominica bank and that its assets there were limited. A spokesperson addressed Capstone’s alleged conduct.

“Tether had no knowledge of the conduct by Capstone alleged by the Department of Justice.”

The Justice Department did not allege wrongdoing by Tether or the other firms involved. Spokespeople for Wells Fargo and JPMorgan declined to comment.

A lawyer for Capstone told Reuters the firm denies wrongdoing and plans to challenge the complaint.

Tether issues USDT, a dollar-pegged cryptocurrency used to move value on crypto networks.

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October 2nd, 2026 – Singapore, Singapore

class=”ql-align-center”>With around 16% of AVA’s circulating supply already locked, the AVA Smart Program introduces new lock levels as part of a wider overhaul of AVA’s tokenomics.

The AVA Foundation and Travala today announced new standard lock levels for the AVA Smart Program, alongside a long-term goal of 30% of AVA’s circulating supply locked.

The AVA Smart Program, Travala’s crypto loyalty program, has more than 170,000 members, up 110% year on year as of August. Approximately 12.1 million AVA is now locked across the program and AVA+ Rewards, representing around 16% of the token’s circulating supply.

Travala, a crypto-native travel platform, has more than 1.87 million monthly active users and generated over $113 million in gross revenue in 2025. It sees more than 17,000 room nights, flights, car rentals, and activities booked every month.

From no earlier than 1 November 2026, new Smart memberships will require double the current AVA lock for every tier. Existing members keep their current requirements while their membership remains active, and can choose to move to the new levels after implementation to increase the AVA eligible for the AVA Smart Bonus. AVA Smart Bonus amounts remain 15% per year for Steel to Platinum and 20% for Diamond, subject to the program rules.

If all existing members moved to the new levels, locked AVA could reach approximately 20 million, around 27% of circulating supply, depending on the choices individual members make. The AVA Foundation’s long-term goal is 30%.

Steve Hipwell, AVA Foundation Lead Contributor, said: “Having 16% of AVA’s circulating supply locked within a travel loyalty program demonstrates genuine real-world utility. The new lock levels reward our existing members for being early, and give the whole community a clear long-term goal of 30% of circulating supply locked.”Juan Otero, Travala CEO, said: “More than 170,000 travellers are now part of the AVA Smart Program, and those who lock AVA get more from every trip they book with us. This update rewards everyone who has already made that commitment and gives our most loyal members the option to go further.”

The update follows last week’s launch of the AVA Permanent Strategic Reserve, under which Travala matches the AVA Foundation’s monthly open-market buybacks, doubling buyback volume. Travala’s matched tokens are held in a multisig reserve it has committed never to sell or transfer. In September, the two buybacks together repurchased 739,762 AVA, and more than 4.8 million AVA has been repurchased through the Foundation’s program to date.

See this article for full details, including tier requirements, grandfathering rules, and FAQs.

About AVA Foundation

The AVA Foundation oversees the AVA token ecosystem, including the AVA Smart Program, AVA token and Travel Tiger NFTs. The AVA token functions as the key to accessing the AVA Smart Program, which provides travel perks and other benefits to Travala customers, such as AVA payment discounts, AVA loyalty rewards and other benefits. AVA tokenises the concept of loyalty reward programs using blockchain technology, bringing web3 to traditional loyalty models. For more information, users can visit www.avafoundation.org.

About Travala

Founded in 2017 and now backed by industry giant Binance, Travala is the leading crypto-native travel booking service, offering 2,200,000+ properties across 230 countries, 600+ airlines, 50,000+ car rental locations and 400,000+ activities globally. Travala is a champion of cryptocurrency adoption, accepting over 100 leading cryptocurrencies alongside traditional payment methods. For more information, users can visit www.travala.com.

Important Information

This announcement describes planned changes to the AVA Smart Program, which may be adjusted. It is not financial or investment advice, and not an offer, solicitation or inducement to acquire, hold or lock AVA. AVA Smart Bonus amounts are subject to the program rules and may change; nothing here guarantees any token price or return. Locked AVA remains the member’s property and is not a deposit, investment product or interest-bearing account. Not directed at persons in the United Kingdom, the United Arab Emirates or any jurisdiction where distribution would be unlawful.

Contact

Chief Marketing Officer
Sam Woollard
Travala
sam@travala.com

The post Travala’s Crypto Loyalty Program Passes 170,000 Members, Sets Long-Term Goal of 30% of AVA Supply Locked appeared first on The Daily Hodl.

Banks risk losing $230 billion in payments revenue as stablecoins, tokenized deposits and central bank digital currencies move into wider use, according to a survey conducted by IT services and consulting firm Capgemini.

Capgemini’s World Payments Report 2027 projects those instruments will make up about 4% of global payments volume by 2030, pressuring foreign exchange spreads, correspondent banking, float income and transaction fees that banks thrive on, says Capgemini.

The study says about $4 trillion sits trapped in accounts used to fund cross-border settlement. Nearly 60% of large corporates would take stablecoin services from non-banks if their banks fall behind, even though 71% still prefer banks for tokenized payments when cost and quality are equal.

Only 21% of banks are actively scaling at least one of these tools. Tokenized deposits ranked as banks’ top near-term priority because they stay on balance sheets and fit existing rules. Leaders that are already scaling are three times more likely to find new revenue streams and expect to offset losses in 15 months versus 25 months for other banks.

Capgemini’s global head of payment services Jeroen Hölscher framed the stakes for lenders.

“With $230 billion at stake, banks must decide what role they want to play in this emerging ecosystem.”

The report surveyed 1,110 corporates with more than $1 billion in revenue and 300 banking executives across nine markets. Capgemini is a global consulting and technology firm headquartered in Paris, France.

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The post Banks Risk Losing $230,000,000,000 in Payments Revenue As Stablecoins and Tokenized Deposits Scale, According to Survey appeared first on The Daily Hodl.

The City of Sacramento is launching an $8 million guaranteed income program that will pay eligible foster youth $900 a month with no strings attached.

The city and United Way California Capital Region say the Foster Youth Guaranteed Income Program will send the money for up to two years, or until a recipient turns 25, whichever comes first.

Applications open October 1st of 2026 and close at 11:59 p.m. on October 31st of 2026. One hundred eligible applicants will be chosen by lottery, with notices starting the first week of November. Payments are set to begin January 15th of 2027.

Applicants must be ages 16 to 23 when payments start, live in the city or county of Sacramento, or be receiving homeless services there. They must be former foster youth who left care after age 16, or current foster youth within 90 days of leaving when payments start. Household income has to sit at or below 300% of the federal poverty level. Immigration status does not affect eligibility.

Recipients do not have to join any other services to keep the checks. They can spend the money as they choose.

The city is paying for the program with Measure L, the 2022 Sacramento Children’s Fund that requires the equivalent of 40% of local cannabis tax revenue to go to child and youth services.

United Way California Capital Region will run the program. The nonprofit has administered guaranteed-income pilots in the region since 2021.

Mayor Kevin McCarty addressed the funding.

“Supporting former foster youth as they transition into adulthood is an investment in their future and our community’s future. We’re putting our Measure L funding where it can have the greatest impact.”

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The post Major US City Launching $8,000,000 No-Strings-Attached Guaranteed Income Program That Pays Enrollees Hundreds of Dollars Monthly appeared first on The Daily Hodl.

The Justice Department says UCLA’s law school discriminated against white and Asian applicants in its 2023, 2024 and 2025 classes.

The findings say the school violated Title VI of the Civil Rights Act and the Supreme Court’s 2023 ban on race in admissions.

The department says the school rejected white and Asian applicants who had the same LSAT scores as admitted black and Hispanic applicants.

In 2024 and 2025 combined, half of the admitted black applicants had LSAT scores at or below 90 percent of the admitted white applicants.

Investigators say the application still uses essays that draw out race, and staff told applicants how to reveal it at a “Diversity Admissions Open House.”

Says Assistant Attorney General Harmeet K. Dhillon,

“Like many of its peer institutions, UCLA Law School runs a two-tiered admissions system whose academic bar for acceptance shifts up or down depending on the color of your skin.

The use of race as a thumb on the scale that helps or disadvantages any student is illegal. The Department will continue to enforce equal treatment under the law everywhere — including in our nation’s law schools.”

UCLA Law is the law school at the University of California, Los Angeles. It takes federal money, which puts it under the civil rights rule.

The department says it will try to settle. If that fails, it will sue.

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Generated Image: Midjourney

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People on Supplemental Security Income are getting two payments in October because the November check is arriving early.

The schedule from the Social Security Administration moves a payment to the prior business day when the first of the month falls on a weekend or federal holiday.

November 1st is a Sunday, so the November payment is set for October 30th.

The regular October payment still goes out on October 1st. That is not an extra check.

Recipients get nothing on November 1st, then the next SSI payment is December 1st.

People on regular Social Security keep the usual birthday schedule. The early deposit is only for SSI.

People who get both can see three deposits in October, because the Social Security check still comes on its own date.

The maximum SSI payment in 2026 is $994 for an individual and $1,491 for a couple, with an average payment around $736.

SSI supports low-income Americans who are 65 or older, blind or disabled.

The same shift hits in December. January 1st, 2027 is a federal holiday, so that payment moves to December 31st.

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The post Social Security SSI Recipients Getting Two Payments in October – Here’s Why appeared first on The Daily Hodl.

A dental patient has spent years mailing $1 payments after a bill came in at triple the out-of-pocket limit they say was set before treatment.

The Redditor told the dentist insurance was maxed out and they could only cover $400 with no extra work beyond that, then confirmed the cap again in the chair.

Staff later said the total was $1,200 and that the work had already been done, so that was the bill.

The patient paid the agreed $400 and was billed for the rest.

Dentist didn’t obey my limit and sent me big bill…
by u/DavidinCT in pettyrevenge

For about four and a half years they mailed $1 each month — enough to stay current and dodge late fees without clearing the disputed balance.

After the dentist died, the office called, heard the original dispute, wrote off what was left with no credit hit and apologized.

One commenter summed up the reaction.

“Health care billing in general is a scam.”

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The post Patient Sends $1 Monthly Payments for Years to Protest Dentist’s Alleged Overcharge – ‘Health Care Billing In General Is a Scam’ appeared first on The Daily Hodl.

A Hinge first date has ended with one person covering both meals after the other showed up more than an hour late, flirted with the server and walked out.

TikTok creator @christiancooks99 says the plan was for 6:30 near his apartment. He waited about 40 minutes with no reply, went home, then came back after she messaged around 8 p.m. that she had just arrived.

When he said he was 10 minutes away, she warned she would leave if he was not there by 8:30.

He said that after they sat down she complimented the server’s hair and jewelry in a way that felt openly flirtatious.

@christiancooks99#dating #relationships #storytime? original sound – christiancooks

He stepped away briefly. When he came back she had taken her food and gone. A napkin note said she headed to O’Tools to watch the game. Both checks were unpaid.

Viewers urged firmer boundaries next time.

“Have strict boundaries Christian, you seem kind and empathetic and many people can take advantage of that.”

Others said he should have left after the first long silence and never gone back.

He says she told him it was not nice to keep a lady waiting and she did not sound like she was joking.

When he asked why she was late, she said she had told him she would be. He said she never texted that.

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The post Man Says First Date Flirted With the Server After Arriving an Hour Late – Then Left Him With the Check appeared first on The Daily Hodl.

October 1st, 2026 – Las Vegas, NV

Lowest Fee Bitcoin ATMs announced the launch of more than 400 cryptocurrency ATMs across the United States.

The machines allow customers to purchase Bitcoin, Ethereum, USDT and USDC with cash at a stated flat 5% fee. Customers can also pre-register online before visiting an ATM.

Lowest Fee Bitcoin ATMs, a new nationwide low-fee Bitcoin ATM operator, launched today with an initial rollout of more than 400 Bitcoin ATMs across the United States, a footprint that places it amongst the largest Bitcoin ATM operators in the country on its first day. It also launched with a name that does most of the marketing department’s job for it. The brand charges a flat 5% Bitcoin ATM fee to buy Bitcoin, Ethereum, USDT or USDC with cash, displays the fee and exchange rate on screen before the customer confirms, and, as of today, lets first-time customers register online in about two minutes so they can skip onboarding at the machine entirely.

400+ Bitcoin ATM locations on day one

Most Bitcoin ATM operators in the U.S. run a few dozen machines. Lowest Fee Bitcoin ATMs opens with more than 400 Bitcoin ATM locations in the convenience stores, gas stations and shopping centers people already visit, with machines in Florida, California, Arizona and Texas among other states, as the first phase of a larger rollout.

“Four hundred machines is not a pilot. It’s a network,” said Quincy Mathis, Operations Manager at Lowest Fee Bitcoin ATMs. “We wanted to be one of the biggest Bitcoin ATM operators in the country on the day we opened, because a low fee only matters if there’s a machine near you. This is phase one.”

Buy Bitcoin, Ethereum, USDT and USDC with cash: coins, limits and one fee

Every Lowest Fee Bitcoin ATM sells Bitcoin (BTC), Ethereum (ETH), Tether (USDT) and USD Coin (USDC) for cash, all at the same 5% fee, all sent directly to the customer’s own wallet. No bank account or credit card is needed. The machines are non-custodial: the company never holds customer funds.

Bitcoin ATM daily limits are set by verification tier:

• Tier 1, phone number only: up to $2,000 per day
• Tier 2, government ID and Tax ID: up to $50,000 per day

Bitcoin ATM fees compared: what $1,000 buys

The typical Bitcoin ATM in the United States charges roughly 12% to 15% to buy, and some of the largest national brands charge 20% or more. Here is what that looks like when a customer walks up with $1,000 in cash:

Illustrative, based on posted percentage fees only and before exchange rate. Many operators add an exchange-rate markup on top of the posted fee; Lowest Fee Bitcoin ATMs shows both the fee and the rate on screen before a transaction is confirmed. Industry figures reflect publicly reported U.S. Bitcoin ATM fee ranges. See how the Bitcoin ATM fees compare.

At a 20% machine, one dollar in every five never becomes crypto. At Lowest Fee Bitcoin ATMs, it’s one in twenty. The name is not subtle; neither is a 20% fee.

“We wanted a rate people can look at on the receipt and feel good about, not one they have to make peace with,” said Quincy Mathis. “Five percent, shown up front, with the exchange rate right next to it. That’s the whole pitch.”

Stablecoin ATMs are becoming the way people send money overseas

A growing share of customers are using the machines as USDT and USDC ATMs, buying dollar pegged stable coins to send money to family and friends overseas and to pay suppliers and contractors abroad. A customer inserts cash, the stable coins arrive in the recipient’s wallet within minutes, and the recipient holds dollars they can keep or cash out locally. No wire counter, no multi-day wait, and no bank account needed to send.

That makes the fee gap matter more, not less. Someone sending $1,000 home once a month pays about $600 a year in fees at a 5% machine, $1,440 to $1,800 at a typical machine, and $2,400 at a 20% machine. The difference is real money to the people who can least afford to lose it, which is why low fees matter most to remittance customers.

“The people using stable coins to support family abroad are exactly the people who shouldn’t be paying 20% for the privilege,” said Quincy Mathis.

How to use a Bitcoin ATM: four steps, under two minutes, now with online pre-registration

New with today’s launch is online Bitcoin ATM pre-registration. First-time customers can pre-register online before they ever visit a machine, so the first visit is as fast as the tenth. At any of the 400+ machines, they simply enter their phone number.

1. Register online, once. About two minutes on a phone.
2. Walk up and enter your phone number. The machine recognizes you. No paperwork at the kiosk.
3. Pick a coin, scan your wallet, insert cash. Scan your wallet’s QR code and feed in the bills.
4. Check the screen and confirm. The fee and exchange rate are displayed before you press anything. Crypto lands in your wallet within minutes.

Customers who would rather register at the machine still can. It just takes a little longer, and the company would like to gently point out that it no longer has to. A full walkthrough of how a Bitcoin ATM works is on the company’s website.

Compliance, briefly

Lowest Fee Bitcoin ATMs is a FinCEN-registered money services business, and every machine operates in compliance with federal and state regulations. Customer data is encrypted, and transactions are non-custodial and irreversible. No government agency, bank, utility or tech-support line will ever ask anyone to pay them at a Bitcoin ATM; if someone does, it is a scam. Common questions are answered in the company’s Bitcoin ATM FAQ.

Find a low-fee Bitcoin ATM near you

Lowest Fee Bitcoin ATMs are live now at 400+ locations across the United States, with further phases of the rollout to follow. Customers can find a Bitcoin ATM near them and pre-register at lowestfeebitcoinatms.com. New customers can use code LOWEST at the machine for 20% off the transaction fee, which brings the fee on that $1,000 transaction down to $40.

About Lowest Fee Bitcoin ATMs

Lowest Fee Bitcoin ATMs is a nationwide low-fee Bitcoin ATM operator whose initial network of more than 400 machines ranks among the largest in the United States. Customers can buy Bitcoin, Ethereum, USDT and USDC with cash for a flat 5% fee, with the fee and exchange rate displayed on screen before every transaction. The company is a FinCEN-registered money services business. Users can learn more at lowestfeebitcoinatms.com.

Contact

Marketing Director
Brian S. Smith
Lowest Fee Bitcoin ATMs
support@lowestfeebitcoinatms.com

The post Lowest Fee Bitcoin ATMs Announces Launch of More Than 400 ATMs Nationwide appeared first on The Daily Hodl.

Federal prosecutors say they’ve obtained a guilty plea from an Ohio resident who ran a fraudulent investment scheme that stole more than $3 million from victims across two states.

John E. Brown II, 45, of Brecksville, Ohio, pleaded guilty on September 29th, to 17 counts of wire fraud and two counts of engaging in monetary transactions in criminal proceeds, says the U.S. Attorney’s Office for the Northern District of Ohio.

The scheme centered on nonexistent bundled tickets to sporting events and theme parks that Brown falsely portrayed as fluctuating in value like stocks and doubling through splits.

Victims wired funds after seeing fake documents and actors posing as successful investors, yet Brown moved roughly $1.375 million to casinos for personal gambling.

Three victims lived in Berea, Mayfield Heights and North Royalton, Ohio, while two others resided in Cape Coral and Orlando, Florida.

Each wire fraud count carries a maximum 20-year prison term, while each money laundering count allows up to 10 years, with sentencing scheduled for January 7th, 2027.

The FBI Cleveland Division conducted the investigation.

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The post Ohio Resident Admits to Orchestrating $3,000,000 Fake Ticket Investment Fraud Scheme appeared first on The Daily Hodl.

A Connecticut hotel management company has disclosed a data security incident that may have exposed Social Security numbers, financial details and medical information.

Waterford Hotel Group, LLC and LMD Holding Company, LLC say they identified suspicious activity on certain computer systems on May 5th of 2026, then confirmed that an unknown actor gained access and was able to view or download data.

The types of information on the impacted systems vary by person and may include names, driver’s license numbers, Social Security numbers, passport numbers, taxpayer IDs, financial account information, payment card details, usernames and passwords, medical information and health insurance information.

Waterford says there is no indication of any actual or attempted identity theft or fraud tied to the event.

The company posted an official notice and said it notified potentially affected people after finishing its review of what was impacted.

Waterford encouraged people to review account statements and credit reports for suspicious activity and to promptly report anything unusual to their bank or card issuer.

People seeking more information can call 1-888-940-9724.

Waterford Hotel Group is a hospitality management firm based in Waterford, Connecticut.

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The post Connecticut Hotel Operator Data Breach Puts SSNs, Financial and Medical Records at Risk appeared first on The Daily Hodl.

A Connecticut bank customer has lost $89,000 after someone allegedly completed an unauthorized in-person wire transfer from his account.

Westport police charged a 38-year-old Brooklyn, New York man in the case, reports Patch.

John Hammonds, 38, was arrested Monday on first-degree larceny and third-degree identity theft charges and remains in custody in lieu of $70,000 bail.

Police say the victim’s bank alerted him that someone made an unauthorized in-person wire transfer of $89,000 from one of his accounts to an unaffiliated account in January of 2025.

Investigators identified Hammonds as a suspect after Westport police said he conducted the transaction at an M&T Bank branch in New York while representing himself as the victim.

Westport police obtained an arrest warrant, and on August 20th the department was notified that New Jersey authorities held Hammonds and planned to extradite him to Connecticut on unrelated charges.

After extradition, Westport detectives charged him and he was arraigned in Stamford Superior Court, with his next court date set for November 9th.

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Americans who overpaid for certain generic drugs can now file for a share of about $96.5 million.

A multistate coalition led by Michigan says a federal court in Connecticut this month gave preliminary approval to a plan that splits funds from Glenmark, Lannett, Bausch, Apotex, Heritage and Heritage’s parent Emcure.

Attorney General Dana Nessel of Michigan is telling shoppers who bought listed generics from May of 2009 to December of 2019 to check the site and file.

Attorney General Nessel says consumers who paid high generic prices because companies put profits over fairness are now entitled to compensation.

“Consumers who paid the high price of generic drugs because companies placed profits over fairness are now entitled to compensation.

This settlement holds companies accountable for conspiring to inflate drug prices. If you purchased certain generic medications during the covered period, I encourage you to check your eligibility and file a claim. My office is committed to putting money back into the hands of those it belongs to: the consumers.”

Eligible buyers can file at AGGenericDrugs.com, call 1-866-290-0182 or email info@AGGenericDrugs.com.

The states have been pursuing the price-fixing cases since 2016.

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The post Americans Can File for a Share of $96,500,000 in Generic Drug Price-Fixing Settlements appeared first on The Daily Hodl.

Customers at a lender in Wyoming are still seeing surprise pending charges and balances that do not match a week after accounts came back from a cyberattack.

Hilltop Bank restored personal systems after an outage tied to the incident, but delayed transactions from that stretch are still posting, reports Cowboy State Daily.

Alyssa Schwindt of Casper said $519 in pending charges to her cellphone provider, AutoZone and Walmart showed up even though she had already paid those bills.

She tried to withdraw $1,500 for rent and was told only about $1,100 was available because of those floating transactions.

Annastacia Potter of Glenrock said a backlog of charges hit after the systems returned, leaving her husband unable to pay for a meal on the road, and that the bank canceled payments to wedding vendors.

Hilltop spokesman Bill Salvin said the charges were delayed in posting but should not have been a surprise.

“The charges were delayed in posting to accounts. However, they should not have been unanticipated.”

Salvin said customers who kept accurate records have not been affected, and the bank has no evidence customer data was compromised after the systems were restored.

The outage began on September 8th of 2026. Personal mobile banking returned on September 21st. Full personal systems came back on September 22nd.

The bank says it will work with overdrawn customers and reimburse late fees.

Its last update, on September 24th, said no further updates were expected now that systems are up.

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The post Wyoming Bank Customers Still Seeing Surprise Charges a Week After Cyber Outage appeared first on The Daily Hodl.